New Money Back Policy 25 Years Plan 93 Maturity Calculator in 2023

Introducing the New Money Back Policy: Your Path to Financial Security!

Are you tired of waiting for years to reap the benefits of your insurance policy? Well, fret no more! We’re thrilled to introduce the revolutionary new money back policy that will change your perspective on insurance. With its unique features and incredible benefits, this policy promises not only protection but also regular cash inflows throughout its term.

Whether you’re planning for your child’s education or saving up for a dream vacation, this 25-year plan is designed to provide financial security while ensuring periodic returns. And with our exclusive 93 maturity calculator, you can easily determine when you’ll receive those much-awaited payouts. So let’s dive in and discover everything there is to know about this game-changing policy!

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What is the new money back policy?

What is the new money back policy? It’s a question that has been on the minds of many seeking financial stability and growth. Well, allow me to shed some light on this exciting innovation in insurance!

In simple terms, the new money back policy is an insurance plan that not only provides protection but also ensures regular cash inflows throughout its duration. Unlike traditional policies where you have to wait until maturity to receive any returns, this plan offers periodic payouts at specific intervals.

So how does it work? Let me break it down for you. When you opt for the new money back policy, you choose a term length of 25 years. During this period, a certain percentage of your sum assured will be paid out as survival benefits at predetermined intervals.

But here’s where it gets even better – even if something unfortunate happens during the term of your policy and you pass away prematurely, your nominee will still receive a lump sum payout consisting of the remaining sum assured along with any applicable bonuses.

The new money back policy essentially combines protection with liquidity by providing both life cover and guaranteed returns. It gives you peace of mind knowing that your loved ones are financially secure while ensuring that you can meet your short-term goals without having to dip into savings or take loans.

Now that we’ve established what exactly this innovative policy entails let’s delve deeper into its numerous benefits!

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How does the new money back policy work?

The new money back policy is a unique financial plan that provides regular payouts to the policyholder throughout the policy term. Unlike traditional insurance policies, where the insured receives a lump sum amount only at maturity or in case of death, this policy ensures periodic returns.

Here’s how it works: When you invest in a new money back policy, you select a specific tenure for your plan, usually ranging from 10 to 25 years. During this period, the insurer guarantees to pay you a certain percentage of the sum assured at regular intervals – typically every five years.

The payout schedule and percentage vary depending on the terms and conditions of your chosen plan. For example, if you have opted for a 25-year money back policy with 20% return every five years on the sum assured amounting to $1 million, you will receive $200,000 after completing each five-year milestone.

This kind of periodic payout can be immensely beneficial as it provides liquidity at regular intervals during crucial stages of life such as children’s education or marriage expenses. Additionally, these payouts are tax-free under prevailing laws.

To calculate your maturity date and total returns from the new money back policy accurately, insurers provide an online maturity calculator tool. This calculator takes into account factors like premium payment frequency and age while determining your final payout upon maturity.

With its attractive features like guaranteed returns and recurring payouts over time, the new money back policy offers individuals an excellent investment opportunity combined with financial security. It is essential to understand its workings before making any decisions regarding long-term investments so that you can maximize its benefits according to your needs and goals.

What are the benefits of the new money back policy?

The new money back policy offers a range of benefits that make it an attractive option for individuals looking to secure their financial future. One of the main advantages is the regular payout feature, which provides periodic returns throughout the policy term. This ensures a steady income stream and can be particularly useful for meeting short-term goals or covering expenses.

Additionally, this policy offers life cover, providing financial protection to your loved ones in case of any unfortunate eventuality. The death benefit paid out can help them manage their finances during difficult times.

Another key benefit is the maturity benefit, where you receive a lump sum amount at the end of the policy term. This can be used as a retirement corpus or invested further to generate more wealth.

Furthermore, the new money back policy also comes with tax benefits under Section 80C and Section 10(10D) of the Income Tax Act. These provisions allow you to avail deductions on premiums paid and ensure that payouts received are exempt from tax obligations.

With its regular payouts, life coverage, maturity benefits, and tax advantages, the new money back policy proves to be a comprehensive solution that addresses multiple financial needs while providing peace of mind for individuals and their families

How to calculate your maturity date

Calculating the maturity date of your new money back policy can give you a clear idea of when you can expect to receive your returns. It’s an important step in financial planning, and luckily, it’s not as complicated as it may sound.

To calculate your maturity date, you’ll need to consider a few factors. First, determine the term of your policy – in this case, 25 years. Next, identify the premium payment frequency and the duration for which premiums are payable – let’s say it’s 20 years. This means that you will be paying premiums for 20 years out of the total policy term.

Now comes the interesting part – using a maturity calculator specifically designed for new money back policies with a 25-year plan and 93% maturity return rate! These calculators take into account all relevant variables such as premium amount, policy term, premium payment period, and expected returns.

Simply input these details into the calculator and voila! You will get an accurate estimate of when you can expect to receive your payouts or maturity benefits from your policy.

Remember that while these calculations provide valuable insights, actual payout dates may vary slightly due to administrative procedures or unforeseen circumstances. Nonetheless, having an estimated maturity date gives you peace of mind and helps with financial planning.

So go ahead and use a reliable online tool or consult with a professional advisor who can guide you through calculating your money back policy’s maturity date accurately. Happy planning!


In this blog post, we have explored the new money back policy and its benefits. This policy offers a unique way to secure your financial future while providing regular payouts at specific intervals. With its 25-year plan and 93 maturity calculator, you can easily calculate your maturity date and determine the amount you will receive.

The new money back policy works by combining insurance coverage with an investment component. It not only ensures that your loved ones are protected in case of any unfortunate event but also allows you to grow your savings over time. The regular cash inflows provide liquidity for meeting various life goals or handling unexpected expenses.

One of the key advantages of this policy is the flexibility it offers. You can choose from different payout options based on your needs – whether it’s receiving a lump sum at maturity or periodic payouts throughout the duration of the policy. Additionally, there are tax benefits available under certain sections of the Income Tax Act, making it even more appealing.

To calculate your maturity date using the 93 maturity calculator, simply input relevant details such as premium amount, age at entry, term of the policy, etc., and let technology do its magic! Within seconds, you’ll have access to accurate information about when you can expect to receive your payments.

In conclusion (without explicitly stating so), if you’re looking for a reliable long-term investment option that provides financial security along with regular returns – look no further than the new money back policy with its 25-year plan and 93 maturity calculator. Take advantage of this opportunity today to safeguard your future and achieve all those important milestones in life!

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