LIC Aadhaar Stambh Premium Chart in 2023

Are you looking for a reliable and affordable life insurance plan? Look no further than LIC Aadhaar Stambh! This policy is specially designed to cater to the needs of male individuals who hold an Aadhaar card. With its attractive features and benefits, LIC Aadhaar Stambh is here to provide financial security and peace of mind. In this blog post, we will delve into how this policy works, discuss its benefits, guide you on how to purchase it, and provide you with a premium chart for easy reference. So let’s dive in and explore all that LIC Aadhaar Stambh has to offer!

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What is LIC Aadhaar Stambh?

LIC Aadhaar Stambh is a life insurance policy offered by the Life Insurance Corporation of India (LIC). It specifically caters to male individuals who hold an Aadhaar card, which serves as proof of identity and address. This plan provides financial protection and security for the policyholder’s family in case of any unfortunate events.

The primary objective of LIC Aadhaar Stambh is to offer a comprehensive coverage solution with affordable premiums. The sum assured under this plan ranges from Rs. 75,000 to Rs. 3 lakh, based on the discretion of the policyholder.

One key feature that makes LIC Aadhaar Stambh stand out is its simplicity and ease of purchase. The documentation process is minimal, making it convenient for individuals to obtain this policy without much hassle.

Furthermore, this plan offers both death benefit and maturity benefit options. In case of the untimely demise of the insured during the term of the policy, their nominee will receive a lump sum amount equal to the Sum Assured plus accrued bonuses.

LIC Aadhaar Stambh ensures financial stability for your loved ones in times when they need it most. With its affordable premiums and attractive benefits, it’s definitely worth considering for those looking for reliable life insurance coverage tailored to their needs

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How does LIC Aadhaar Stambh work?

LIC Aadhaar Stambh is a unique insurance plan offered by Life Insurance Corporation of India (LIC) specifically designed for male policyholders who hold an Aadhaar card. This plan provides financial security and protection to individuals in the event of untimely death.

So, how does LIC Aadhaar Stambh work? Well, it works on a simple principle of providing life cover based on the premium chosen by the policyholder. The minimum sum assured under this plan is Rs. 75,000, while the maximum limit goes up to Rs. 3,00,000.

One of the key features of this plan is that it offers a higher sum assured for non-smokers or individuals leading a healthy lifestyle. Additionally, there are certain criteria related to age and term which need to be met in order to avail this policy.

The premiums for LIC Aadhaar Stambh can be paid on a yearly, half-yearly, quarterly or monthly basis as per convenience. It’s important to note that the premium rates vary depending on factors such as age at entry and mode of payment selected.

LIC Aadhaar Stambh ensures that your loved ones are financially protected even when you’re not around. So why wait? Go ahead and secure your family’s future with this affordable and reliable insurance plan from LIC!

What are the benefits of LIC Aadhaar Stambh?

LIC Aadhaar Stambh, a unique life insurance plan offered by LIC of India, comes with a range of benefits that make it an attractive option for individuals looking to secure their family’s financial future.

One of the key benefits of LIC Aadhaar Stambh is the high sum assured that policyholders can avail. With this plan, individuals can get coverage up to Rs. 3 lakh – a substantial amount that can provide a significant financial cushion in case of any unfortunate event.

Another advantage is that the premium rates for LIC Aadhaar Stambh are quite affordable, making it accessible to people from all walks of life. This means that even those on a tight budget can enjoy the benefits and peace of mind that come with having adequate life insurance coverage.

Additionally, LIC Aadhaar Stambh also offers flexible premium payment options. Policyholders have the choice to pay premiums monthly, quarterly, half-yearly or annually as per their convenience and financial capabilities.

Furthermore, this plan provides tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, allowing policyholders to save on taxes while securing their loved ones’ future financially.

LIC Aadhaar Stambh not only offers comprehensive life insurance coverage but also comes with several advantages such as high sum assured, affordability, flexibility in premium payments and tax benefits. By opting for this plan, individuals can ensure that their loved ones are protected financially even in their absence.

How to purchase LIC Aadhaar Stambh?

Purchasing LIC Aadhaar Stambh is a simple and hassle-free process. To get started, you need to visit the official website of LIC or contact your nearest LIC branch office.

Once there, you will find all the necessary information about the policy, including premium rates and coverage details. It’s important to understand these aspects before making a decision.

Next, you can use LIC’s online calculator to determine the premium amount based on your age and desired sum assured. This tool helps in getting an estimate of how much you would need to pay for the policy.

After that, fill out the application form with accurate personal and contact details. Make sure to provide your Aadhaar number as it is mandatory for this particular plan.

You may also be required to submit additional documents such as address proof and identity proof along with the application form.

Make payment for the first premium either through online banking or by visiting a nearby branch office. Once done, keep all relevant documents safely for future reference.

By following these steps carefully, you can easily purchase LIC Aadhaar Stambh and secure financial protection for yourself and your loved ones!


In this article, we have explored LIC Aadhaar Stambh and how it can be a valuable insurance option for individuals who fall under the lower-income bracket. With its affordable premiums and attractive features, LIC Aadhaar Stambh offers financial protection and peace of mind to policyholders.

By leveraging the power of technology through integration with Aadhaar, LIC has made the process of purchasing and managing policies easier than ever before. The online platform allows individuals to conveniently access their policy details, make premium payments, and track their investment performance.

The benefits of LIC Aadhaar Stambh are manifold. Policyholders not only receive a life cover but also enjoy tax benefits on both premiums paid as well as the maturity amount received. Additionally, there is an added advantage in terms of loan availability against the policy.

To purchase LIC Aadhaar Stambh, interested individuals can reach out to any authorized agent or visit the official website of Life Insurance Corporation of India (LIC). They can then choose from various available options based on their specific needs and requirements.

It is important to carefully analyze one’s financial situation before investing in any insurance policy. While LIC Aadhaar Stambh provides great value for money, it is always advisable to consult with a financial advisor who can guide you towards making informed decisions regarding your insurance portfolio.

LIC Aadhaar Stambh stands as a reliable option for those looking for affordable life insurance coverage with additional benefits. It caters specifically to people belonging to economically weaker sections by offering competitive premiums that suit their budgetary constraints while ensuring maximum coverage.

So if you are eligible for LIC Aadhar Stambh scheme and want an economical yet comprehensive life insurance plan tailored just for you – look no further! Consider opting for this plan offered by Life Insurance Corporation of India (LIC) today!

Disclaimer: Premiums mentioned in this article are subject to change based on prevailing market conditions at the time of policy purchase. It is always advisable to refer to the official LIC website or consult.

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